This is the last time we talk in 2016, so I will keep it nice and short. And I first want to wish you a VERY HAPPY 2017!
As we are getting closer and closer to the end of the year,
it is perhaps the best time to reflect on the good, the bad and the ugly for
2016. It is a time to make plans for the New Year – what most people call
RESOLUTIONS. Well, this is also your chance to make a choice: the choice that
this time you WILL do those things you have been promising yourself you will
do.
Do you know how many people decide there are going to lose
weight or get out of debt in the New Year? Though I don’t know the exact
number, I just found a statistic that shows the top 10 resolutions for 2016,
and “Spend less, save more” is number 3, behind only “Lose weight” and “Getting
organized”. Wow, by comparison, “Falling in love” and “Spend more time with the
family” are the bottom 2 in this top. Does this surprise you? For me the
surprise is that I was right. I thought that the HARD WORK type of resolutions
top the list.
The other scary statistic is that only 45% of Americans even
set a New Year’s Resolution, while about the same number (39%) say they never
do it. And what is even more scary is the fact that from those 45%, after 6
months, almost half (46%) even keep track or work towards achieving those
resolutions.
All things considered, my wish for you is to make your MONEY
RESOLUTION for 2017 your last attempt at achieving it. I want to talk to you in
2018 and beyond about how you are maintaining the great systems you set up, and
not how you are starting to save. And in
order for this to happen, I would like you to start working on your financial
goal NOW. Remember, the Chinese said “The best time to plant a tree was 20
years ago; the next best time is now”.
What is your goal for 2017? Please share, and I promise to hold you accountable for it to be the last time you set that exact goal - because it will be accomplished.